MEMBERS® Whole Life Insurance

MEMBERS Whole Life Insurance is permanent coverage that offers death benefit protection for life. Benefits of whole life include:

  • Premiums guaranteed never to increase
  • Accumulates cash value, which is accessible throughout your lifetime for any reason, including college education funds or supplemental retirement income
  • When structured correctly, cash value may be withdrawn without paying penalty or taxes*
MEMBERS Whole Life

* Whole life cash value may be withdrawn on a first-in first-out basis.  After withdrawing the policy basis, policy loans allow for tax-free withdrawal of additional policy cash value. Any loans left unpaid will be subtracted from the death benefit plus interest.